If you're shopping for Christmas gifts under $100 this year, you've come to the right place. Whether you're after something sweet and symbolic, small but thoughtful, or simply a luxury gift under $100 that looks far more expensive than it is, this list of Australian jewellery has you covered.
All of the pieces featured in this article are designed right here in Australia and crafted from sterling silver or real gold vermeil - no cheap costume jewellery in sight.
I'm the Australian jewellery designer behind Simone Walsh Jewellery and I've put together a selection of some of my most loved designs that are both affordable and high quality - perfect if you're looking for Christmas gifts for her that feel truly special, without breaking the bank.
These affordable jewellery picks make ideal gifts for mums, sisters, friends, partners — or even for yourself (I'm sure you deserve it). And as always, I've made sure they're jewellery gifts with meaning that she'll treasure long after the festive season ends.
Let's dive in ...
Drop Earrings That Make an Impression
Dangle and drop earrings are always a thoughtful and flattering gift: they add movement and elegance, and they're easy to wear for both everyday and special occasions. These sterling silver designs are two of our long-time customer favourites, combining beautiful craftsmanship with botanical charm.
They're perfect examples of affordable Australian jewellery that looks and feels luxurious - and both are under $100.
Silver Pendant Necklaces with Style
If you're looking for jewellery gifts under $100 that are meaningful and versatile, a sterling silver pendant necklace is hard to beat. These two designs balance intricate detail with wearability, whether she's a lover of Australian flora jewellery or artistic and intricate patterns.
Give a gift that feels personal, thoughtful and wearable for years to come.
Sparkling Stud Earrings She'll Love
Looking for something small but thoughtful? Stud earrings are a popular go-to for a reason: they're versatile, comfortable and universally loved. Our silver stud picks are far from ordinary - they're rich in symbolism and made with quality materials.
Whether she prefers a hint of sparkle or a floral twist, these designs are sure to delight - and both are jewellery gifts under $100 for her.
Meaningful Necklaces with Heart
Meaningful jewellery makes for some of the most cherished gifts. These two necklaces are especially popular for their heartfelt meaning and subtle beauty. The Forget Me Not Necklace is a sweet tribute to lasting connection, while the Chrysanthemum Pendant is full of meaning and makes a great gift idea for mums or mother figures.
If you're after gifts that show you care, these small but powerful pieces are ideal.
Affordable Gold Jewellery (That Isn't Costume)
Most solid gold jewellery sits well above the $100 mark, but that doesn't mean you need to settle for plated costume jewellery.
These elegant earrings are crafted in gold vermeil, which is a thick layer of real gold over sterling silver, making them a luxurious and long-lasting option.
Both pieces bring warmth, detail, and a little bit of sunshine to any festive outfit. They're ideal if you're seeking luxury gifts under $100 Australia.
Just Over $100 - But Worth It
We couldn’t resist including a couple of bonus pieces that tip over the $100 mark, but we think they're well worth it. These two designs are consistently among our most popular, featuring vivid colour and unusual textures that make them perfect for gifting.
They're a great pick if you're willing to stretch just a bit further for a gift with meaning and real visual impact.
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Sort Out Your Christmas Shopping in Style
There's something especially meaningful about finding the perfect jewellery gift that fits your budget and feels personal. At Simone Walsh Jewellery, we believe small, thoughtful gifts can still be luxurious, long-lasting, and deeply appreciated - especially when they're crafted from real sterling silver, gold, and gemstones.
All of our pieces are ethically made, designed in Australia, and created with love to be worn and treasured. Whether you're shopping for your mum, sister, best friend, or partner, we hope this guide has sparked some ideas for gifts under $100 that show just how much you care.
Still narrowing down your list? Check out our Christmas Gift Ideas for the Women in Your Life for even more inspiration by recipient and style.
To help you shop easily, we've also put together collections grouped by price (in Australian dollars):
- Jewellery up to $80
- Jewellery up to $100
- Jewellery up to $150
- Jewellery up to $200
- Jewellery over $200
Ready to explore more meaningful, beautiful Christmas gifts? Our Christmas Gift Guide has everything in one place, including important shipping dates, festive gift ideas, and seasonal articles (like our easy Christmas pudding recipe).
Simone Walsh is a 
