If you're looking for affordable jewellery gifts that still feel thoughtful, well made and genuinely special, this guide is for you. Choosing jewellery on a budget doesn't have to mean compromising on quality or settling for cheap costume pieces that won't last.
All of the designs featured here are created by me, an Australian jewellery designer. They're made using real precious materials, including solid sterling silver and carefully crafted gold vermeil. These are pieces designed to be worn, enjoyed and treasured - not to be jewellery that looks good briefly and then wears out. Learn more about Why Precious Materials Matter in Jewellery.
I've put together this selection to highlight jewellery gifts that strike a balance between accessibility and lasting value. With the rising cost of precious metals, truly affordable jewellery now looks a little different than it once did — but it's still absolutely possible to choose meaningful, well-made pieces without overspending.
These designs make beautiful gifts for mums, sisters, friends and partners — or a thoughtful treat for yourself. Each piece is chosen not just for its price point, but for its symbolism, craftsmanship and ability to become a much-loved part of someone's jewellery collection.
Let's dive in ...
Drop Earrings That Make an Impression
Dangle and drop earrings are always a thoughtful and flattering gift: they add movement and elegance, and they're easy to wear for both everyday and special occasions. These sterling silver designs are two of our long-time customer favourites, combining beautiful craftsmanship with botanical charm.
They're perfect examples of affordable Australian jewellery that looks and feels luxurious but is at an affordable price.
Silver Pendant Necklaces with Style
If you're shopping to a budget for jewellery gifts that are meaningful and versatile, a sterling silver pendant necklace is hard to beat. These two designs balance intricate detail with wearability, whether she's a lover of Australian flora jewellery or artistic and intricate patterns.
Give a gift that feels personal, thoughtful and wearable for years to come.
Sparkling Stud Earrings She'll Love
Looking for something small but thoughtful? Stud earrings are a popular go-to for a reason: they're versatile, comfortable and universally loved. Our silver stud picks are far from ordinary - they're rich in symbolism and made with quality materials.
Whether she prefers a hint of sparkle or a floral twist, these designs are sure to delight - and both are quality yet affordable jewellery gifts for her, made with real solid sterling silver.
Meaningful Necklaces with Heart
Meaningful jewellery makes for some of the most cherished gifts. These two necklaces are especially popular for their heartfelt meaning and subtle beauty. The Forget Me Not Necklace is a sweet tribute to lasting connection, while the Chrysanthemum Pendant is full of meaning and makes a great gift idea for mums or mother figures.
If you're after gifts that show you care, these small but powerful sterling silver pieces are ideal.
Affordable Gold Jewellery (That Isn't Costume)
Most solid gold jewellery comes with a very high price tag, but that doesn't mean you need to settle for cheap, plated brass costume jewellery if you're looking for affordable gold.
These elegant earrings are crafted in gold vermeil, which is a thick layer of real gold over sterling silver, making them a luxurious and long-lasting alternative to solid gold
Both pieces bring warmth, detail, and a little bit of sunshine to any festive outfit. They're ideal if you're seeking affordable luxury gifts in Australia.
A Bigger Investment - But Worth It
We couldn’t resist including a couple of bonus pieces that are a tad more expensive, but we think they're well worth it. These two designs are consistently among our most popular, featuring vivid colour and unusual textures that make them perfect for gifting.
They're a great pick if you're willing to stretch just a bit further for a gift with meaning and real visual impact.
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Sort Out Your Gift Shopping in Style
There's something especially meaningful about finding the perfect jewellery gift that fits your budget and feels personal. At Simone Walsh Jewellery, we believe small, thoughtful gifts can still be luxurious, long-lasting, and deeply appreciated - especially when they're crafted from real sterling silver, gold, and gemstones.
All of our pieces are ethically made, designed in Australia, and created with love to be worn and treasured. Whether you're shopping for your mum, sister, best friend, or partner, we hope this guide has sparked some ideas for quality but affordable gifts that show just how much you care.
Still narrowing down your list? Check out our Christmas Gift Ideas for the Women in Your Life for even more inspiration by recipient and style.
To help you shop easily, we've also put together collections grouped by price (in Australian dollars):
- Jewellery up to $100
- Jewellery up to $150
- Jewellery up to $200
- Jewellery up to $300
- Fine & Statement Jewellery over $300
Ready to explore more meaningful, beautiful Christmas gifts? Our Christmas Gift Guide has everything in one place, including important shipping dates, festive gift ideas, and seasonal articles (like our easy Christmas pudding recipe).
Simone Walsh is a 
